Loan Calculator
Find out how long it takes to pay off a loan from a target monthly payment, instantly.
Free
No registration
Instant results
Mobile friendly
How to use
1
Enter value
2
Calculate
3
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Formula & methodology
n = −ln(1 − P×r÷M) ÷ ln(1+r), where P = loan amount, r = monthly interest rate, M = target monthly payment
This calculator is for informational purposes only and does not constitute financial advice. Actual rates, terms and payments may vary — consult a licensed financial advisor before making decisions.
Frequently Asked Questions
Yes, completely free. No registration required.
Yes, fully optimized for all devices.
Results are calculated with high precision.